Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Simple Self-Employed platform, website and related services (the “Service”).

By creating an account, accessing or using the Service, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not use the Service.

1. About Us

Simple Self-Employed is operated by:

[COMPANY NAME]

Registered in England and Wales.

Company Number: [COMPANY NUMBER]

Registered Office:

• [REGISTERED ADDRESS]
• Email:
• [support@simpleselfemployed.co.uk]

Throughout these Terms, “we”, “us” and “our” refer to [COMPANY NAME].

“You” refers to the individual or organisation using the Service.

2. Description of the Service

Simple Self-Employed is a software platform designed to help users:

• Organise financial information
• Import and categorise transaction data
• Track income sources
• Monitor financial performance
• Generate reports
• Prepare information for accountants
• Estimate potential tax positions

The Service is provided for information, organisation and planning purposes only.

The Service does not:

• File tax returns
• Submit information to HMRC
• Provide accountancy services
• Provide tax advice
• Provide financial advice
• Provide investment advice
• Provide legal advice

3. Eligibility

You must be at least 18 years old to use the Service.

By using the Service, you confirm that:

You have the legal capacity to enter into these Terms.

The information you provide is accurate.

You will use the Service lawfully.

4. User Accounts

You are responsible for:

Maintaining the confidentiality of your login credentials.

Restricting access to your account.

All activities carried out under your account.

You must notify us immediately if you believe your account has been compromised.

We are not responsible for losses resulting from unauthorised access caused by your failure to protect your account credentials.

5. User Data

You may upload or enter information including:

• Bank transactions
• Credit card transactions
• Income information
• Dividend information
• Salary information
• Tax profile information
• Notes and records

You retain ownership of your data.

You grant us a limited licence to store, process and display that data solely for the purpose of providing the Service.

You are solely responsible for ensuring the accuracy and completeness of all information entered into the Service.

6. Tax Estimates and Financial Information

The Service may generate:

• Tax estimates
• Income summaries
• Financial forecasts
• Planning projections
• Accountant reports

These outputs are estimates only.

They are based on:

• Information entered by you
• Imported transaction data
• User-defined categories
• Assumptions and calculation methodologies

Tax legislation changes frequently.

Individual circumstances vary.

As a result:

We do not guarantee the accuracy of any estimate.

We do not guarantee that estimates reflect your actual tax liability.

We do not guarantee that reports are suitable for filing purposes.

The Service should not be relied upon as a substitute for professional advice.

You remain solely responsible for:

• Tax returns
• HMRC submissions
• Financial decisions
• Compliance obligations

We strongly recommend that all tax returns and filings are reviewed by a qualified accountant or tax adviser.

7. No Professional Advice

The Service does not provide:

• Tax advice
• Accounting advice
• Financial advice
• Investment advice
• Legal advice

Nothing within the Service constitutes professional advice.

Any information provided is for general information and planning purposes only.

You should obtain independent professional advice before making financial or tax-related decisions.

8. Subscription and Payments

Certain features may require a paid subscription.

Subscription details, pricing and billing frequency will be displayed at the point of purchase.

By purchasing a subscription, you authorise us and our payment providers to charge the applicable fees.

Subscription fees are:

• Payable in advance
• Non-refundable except where required by law

We may change subscription pricing in the future.

Where pricing changes affect existing subscribers, reasonable notice will be provided.

9. Free Trials

We may offer free trials from time to time.

At the end of a trial period:

Access may be restricted; or

A paid subscription may be required.

Specific trial terms will be displayed when a trial is offered.

10. Acceptable Use

You agree not to:

Use the Service unlawfully.

Upload malicious software.

Attempt to gain unauthorised access.

Interfere with the operation of the Service.

Reverse engineer the Service except where permitted by law.

Use the Service to transmit harmful or illegal content.

We reserve the right to suspend or terminate accounts that violate these Terms.

11. Intellectual Property

All intellectual property rights in the Service remain owned by us or our licensors.

This includes:

• Software
• Source code
• Branding
• Design
• Content
• Documentation

These Terms do not transfer ownership of any intellectual property rights.

You may not:

• Copy
• Modify
• Redistribute
• Resell
• Reverse engineer

any part of the Service except as permitted by law.

12. Availability

We aim to provide a reliable Service but do not guarantee uninterrupted availability.

The Service may occasionally be unavailable due to:

• Maintenance
• Updates
• Technical issues
• Third-party service failures
• Events beyond our reasonable control

We are not liable for losses arising from temporary interruptions.

13. Third-Party Services

The Service may integrate with or rely upon third-party providers including:

• Hosting providers
• Authentication providers
• Payment processors
• Analytics providers

We are not responsible for the performance or availability of third-party services.

Your use of third-party services may be subject to separate terms and policies.

14. Limitation of Liability

Nothing in these Terms excludes liability where it cannot legally be excluded.

Subject to that:

We provide the Service on an “as is” and “as available” basis.

To the fullest extent permitted by law:

We exclude all implied warranties and representations.

We shall not be liable for:

• Indirect losses
• Consequential losses
• Loss of profits
• Loss of business opportunity
• Loss of anticipated savings
• Loss of goodwill
• Tax penalties
• Interest charges
• HMRC assessments
• Professional fees

arising from your use of the Service.

Our total liability arising from or relating to the Service shall not exceed the total subscription fees paid by you during the twelve months preceding the event giving rise to the claim.

15. User Responsibility

You acknowledge that:

Tax outcomes depend on individual circumstances.

The Service cannot assess every personal situation.

The accuracy of outputs depends upon the accuracy of data supplied.

You remain solely responsible for:

• Reviewing reports
• Checking calculations
• Confirming tax positions
• Seeking professional advice where required

16. Suspension and Termination

We may suspend or terminate your access if:

You breach these Terms.

You misuse the Service.

Continued access creates legal or security risks.

You may cancel your account at any time.

Upon termination:

Access may cease immediately.

Data may be deleted in accordance with our Privacy Policy and Data Policy.

17. Changes to the Service

We may modify, update or discontinue parts of the Service from time to time.

We are not obligated to maintain any specific feature indefinitely.

Where changes materially affect paid subscribers, we will make reasonable efforts to provide notice.

18. Changes to These Terms

We may update these Terms periodically.

The latest version will always be available on our website.

Continued use of the Service following updates constitutes acceptance of the revised Terms.

19. Privacy

Our collection and use of personal information is governed by our:

• Privacy Policy
• Data Policy

These documents form part of your relationship with us.

20. Governing Law

These Terms are governed by the laws of England and Wales.

Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

21. Contact

Questions regarding these Terms should be directed to:

• [LEGAL CONTACT EMAIL]
• or
• [COMPANY NAME]
• [REGISTERED ADDRESS]

By creating an account or using the Service, you acknowledge that you have read, understood and agreed to these Terms of Service.